Free Online APR calculator
Find the true APR of a loan once upfront fees are included. Results are estimates for planning only.
APR
6.189%
- Monthly payment
- $1,199.10
- Total interest
- $231,676.38
- Interest plus fees
- $235,676.38
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Tasks
Include loan fees
Enter loan amount, rate, term, and upfront fees to get APR.
How to use
- Enter loan amount and interest rate.
- Set the term in years.
- Add upfront fees and points.
- Read APR and monthly payment.
FAQ
What does APR calculator do?
Find the true APR of a loan once upfront fees are included.
How do I include loan fees?
Enter loan amount, rate, term, and upfront fees to get APR.
How do I use APR calculator?
Enter loan amount and interest rate. Set the term in years. Add upfront fees and points. Read APR and monthly payment.
Is my data private?
Yes. Numbers and text you enter stay on this device. Results are local estimates only.